Insurance + Rates

Understanding Your Options for Care

We believe that access to mental health support should feel clear and manageable—not confusing. Whether you’re planning to use insurance or prefer to pay privately, we’re here to help you understand your options and feel confident in your next step. Below you’ll find information on accepted insurance providers, how to check your coverage, and what to expect when it comes to fees.

Comprehensive Insurance Coverage for Your Peace of Mind and Wellbeing - what it includes

Our insurance solutions are designed to support your journey toward holistic health. Now you can focus on what truly matters – your healing and growth.

Over 25 accepted insurance plans.

Private rate options available.

FAQs

Find answers to common questions about our insurance services and how we can assist you.

Do you take HSA or FSA cards?

Yes, we accept both Health Savings Account (HSA) and Flexible Spending Account (FSA) cards as a form of payment. Many clients find these accounts to be a convenient way to cover the cost of therapy.

How do I know if my insurance is accepted?

Services may be covered in full or in part by your health insurance or employee benefit plan. Please check your coverage carefully by asking the following questions:

- Do I have mental health insurance benefits?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?

What if my insurance isn’t accepted?

If your insurance plan isn’t accepted or doesn’t cover services, you can still receive care at Whole Life Solutions. We offer a private pay rate and will walk you through your options. Please call our office to learn more.

Can I still work with you if I'm out of network?

Yes. Many clients choose to work with us as out-of-network providers. Depending on your plan, you may be able to submit receipts for partial reimbursement. We're happy to provide a monthly superbill for this purpose.

What is your cancellation or no-show policy?

If you need to cancel or reschedule your appointment, we ask for at least 24 hours' notice. Appointments canceled with less notice—or missed without notice—will incur a $95 no-show fee.

How often will I need to come to therapy?

Your therapist will create a tailored plan just for you, based on your goals, needs, and life circumstances. Many clients begin with weekly sessions to build momentum and consistency. As you make progress, you and your therapist may decide to space sessions out or adjust as needed. There’s no one-size-fits-all approach—we’ll work together to find a rhythm that feels supportive and sustainable.

Is couples or family therapy covered by insurance?

Many insurance plans do cover couples and family therapy—but coverage can vary depending on your provider and plan. We recommend calling your insurance company to ask specifically about benefits for relationship or family-focused counseling.

You Don’t Have to Do This Alone

Whether you're just starting to explore therapy or ready to dive deeper, we're here to support you with compassion and care.